Privacy Policy

1. Who We Are

    WealthilyYours (“we,” “us,” “our”) operates https://wealthilyyours.com (the “Website”). We are committed to protecting your privacy and handling your personal data with care in line with the UK Data Protection Act 2018 and the EU GDPR.

    2. Data We Collect

      We may collect and process the following personal information:

      • Account & Profile data: Name, email address, password, and profile preferences if you register.
      • Payment details: If you subscribe or purchase, we process payments via secure third-party methods and don’t store payment data ourselves.
      • Usage & Engagement data: Pages you visit, time spent, clicks, IP address, device type, browser.
      • Cookies & trackers: To collect analytics and improve your experience (details below).
      • Communications: Emails, comments, and queries you send us.

      3. How We Collect Data

        • Direct submissions: Via forms (e.g., newsletter signup, comments).
        • Automated: Through cookies and analytics tools (e.g., Google Analytics).
        • Third parties: We may receive data from service providers (e.g., Mailchimp, Disqus).

        4. How We Use Your Data

          Your data is used for:

          • Responding to requests, queries, or comments.
          • Providing and improving our newsletter, content, and recommendations.
          • Payment processing (managed by secure third parties only).
          • Analytics to understand user behaviour and improve site performance.
          • Marketing (only with your consent; see section 5).

          5. Marketing & Cookies

            With your opt-in consent, we may send you newsletters, blog updates, and offers. You can unsubscribe at any time using links in our emails or by emailing us directly.

            Cookies & Tracking

            We use cookies for:

            • Essential functionality (mandatory for site operation).
            • Performance & Analytics (e.g., Google Analytics).
            • Optional Marketing (only after consent, used for email or affiliate referrals).

            You can manage or reject non-essential cookies via your browser settings.

            6. Legal Basis for Processing

              We process your data under these lawful bases:

              • Consent: For marketing emails and non-essential cookies.
              • Contractual necessity: To provide the newsletter or paid services.
              • Legitimate interest: To analyze usage, improve our services, and manage the site.
              • Legal obligations: When required by law (e.g., tax, compliance).

              7. Data Sharing & Transfers

                We do not sell or rent your data. We may share data with:

                • Service providers (e.g., Mailchimp for newsletters, Disqus for comments, Google Analytics) under data-sharing agreements.
                • Legal authorities, if required by law (e.g., court order).

                Your data is stored in secure servers located within the UK and EU. We ensure compliant safeguards for any international transfers.

                8. Retention Period

                  We retain your personal data only as long as necessary:

                  • Unsubscribe from marketing: Personal data retained to respect opt-out, then deleted.
                  • Website usage: Data kept up to 24 months unless you account delete or request erasure.
                  • Transactional data: Retained for legal or accounting compliance, max 7 years.

                  9. Your Rights

                    Under GDPR and UK Data Protection Act, you have the following rights:

                    • Access: Request a copy of your data.
                    • Rectification: Correct inaccurate or incomplete data.
                    • Erasure: Request deletion (unless legal obligations apply).
                    • Restrict Processing: Limit usage under certain conditions.
                    • Data Portability: Receive data in a structured format.
                    • Object to Processing: Particularly for direct marketing.
                    • Withdraw Consent: You may withdraw at any time without affecting prior processing lawfulness.

                    To enact these rights, email: support@wealthilyyours.com. We aim to respond within one month.

                    10. Security

                      WealthilyYours uses:

                      • SSL/TLS encryption for all communications.
                      • Password hashing and secure storage.
                      • Regular security and vulnerability testing.
                      • Limited access to your data to authorized personnel only.

                      11. Children’s Privacy

                        This site is not directed at children under 13. If we learn we have personal data from a minor, we will delete it promptly. Contact us if you believe this has occurred.

                        12. Policy Updates

                          We may update this policy to comply with changes in law or best practices. The latest version will always be available on this page, and significant updates may be communicated via email or banner.

                          Contact Information

                          If you have privacy questions, complaints, or requests related to your personal data, please contact us at support@wealthilyyours.com

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